Group Personal Accident

The benefits include;

• Permanent total disability due to an accident – in the event of permanent disability caused by an accident, the insurance pays for a pre-determined percentage of the insured amount or a pre-determined multiple of salary.
• Accidental Death – In the event that life is lost due to an accident, the insurance will pay the total insured amount or a pre-determined multiple of salary
• Medical Expenses arising out of accidents - Pays for medical expenses that arise from treating you after an accident including dental and optical expenses.
• Permanent partial disability due to an accident.
• Weekly payment–Pays a weekly income for the period you are out of work as a result of injury from an accident.

A group personal accident insurance policy has the following characteristics:

• Issued to a group of people with similar risk profile
• Group can be formed by an employer (of employees), organisation, travel company, banks, and other service providers (for customers), etc.
• The insurance covers the expenses and compensates the insured group members for any injury sustained in the course of their lives (except injuries obtained due to excluded causes)

• Corporates
• Institutions
• SMEs